My favorite answer – Yes, No, Maybe
Yes – a home warranty service is another insurance policy on your home. If something breaks getting it repaired/replaced for a fixed cost is a ‘good thing’ . Not having an unexpected bill for getting your garage door fixed, AC repaired, hot water heater replaced… and it is nice to know you have someone to call when something quits on you.
No – You have a new home, just built and all of the appliances are warranted from the manufacturer, the house is still covered by the builders warranty. Everything in the home is still covered, so no need to get an additional plan. If this is you… a good idea is to contact the AC manufacturer to see if you can extend the purchase warranty.
Maybe – Your house is not brand new, but you realize the appliances/AC is older but you are going to upgrade and remodel. If you are looking to put in a larger AC unit than is the minimum size requirement, or upgrade your appliances, then maybe getting/renewing your home warranty isn’t the best option.
So should you get/renew/keep your home warranty service… yes, no, maybe