No all full coverage will truly have you fully covered.
Join Barb Biaett, of Farmers Insurance and I as we discuss some coverages that may not fully hit the mark.
Insurance
How easy is it to change my Homeowners Insurance?
If you have a mortgage there is a good chance that your homeowners insurance is held in escrow and paid thru that escrow account. How easy is it to make a change? Easier than you may think. With the help of a good insurance agent it is a breeze.
Did you know you could save on your Homeowners Insurance just by living in a 55+ Community
That’s right
Farmers Insurance offers discounts for most of the Active Adult Communities.
Are you getting all the discounts you should be receiving?
Contact Barb Biaett to be sure, 602.404.4040
Insurance and your personal belongings
You have just moved in, or maybe your just getting ready to move. Do you have a good documentation of your belongings. A natural disaster could happen at any time. Or theft, fire and other catastrophes in your life and your home. How do you protect yourself? Insurance, for starters. And digital photography for another.
You will want to have documentation of everything you own. Remembering what was in the cupboard is a lot easier with a photo. Take the time to photo and document every drawer, cabinet, closet and surface. Especially the high value items. With the photos there is no dispute about what items you have.
Take your digital camera, and go snap happy. Most digital cameras have a movie setting, be sure to use the movie setting to identify your more valuable items with audio as well.
Once you have it all together, burn a couple of CD’s. Keep one at home, and keep another in a safe deposit bank, or with a family member in another part of the country.
Hopefully nothing will ever happen to you and your home, but if it does, this record will be a blessing.
